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Enter four numbers. Get a 5-year cost comparison, a monthly savings estimate, and a straight answer — the same math a good technician would walk you through.
Estimates are fine — you can adjust after.
Replacement cost ranges are estimated for a standard central split system installed in Baldwin County, AL. Actual quotes vary by equipment brand, efficiency tier, and ductwork condition.
Your system age (12 yrs) × repair quote ($1,800) = $21,600 — above the $10,000 threshold where replacement almost always makes financial sense.
Repair path includes future repair risk. Replace path includes new system + reduced energy bills.
Est. efficiency gain
24%
SEER 13 → SEER2 16
Monthly energy savings
$32
if you replace
Break-even
5.8 yrs
on replacement cost
Est. life remaining
~8 yrs
20-yr typical lifespan
How this is calculated
Your 12-year-old system has an estimated 13 SEER rating based on the federal minimums in effect when it was built. A modern replacement is rated at approximately SEER2 16 — today's Alabama standard uses the updated SEER2 rating system, which reflects real-world installation conditions more accurately than the old SEER scale.
About 62% of a South Alabama summer electric bill goes to cooling. The efficiency difference between your current and a new system applied to that cooling portion gives the monthly savings estimate.
Future repair risk of $600/year is based on real-world service call averages for systems of this age in Baldwin County — not a worst-case estimate.
Replacement cost range: $6,000–$9,000 for your home size, installed. Actual quote depends on equipment brand, efficiency tier, and ductwork condition — get a free estimate to confirm.
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